Over 50s Car Insurance

For the road ahead

Motor insurance to keep you moving

Insure4Retirement provides insurance specifically designed with over 50s in mind. As an over 50s car insurance provider we believe that careful and safe drivers should be rewarded. We care about providing a high standard of cover therefore we search our limited panel of insurers to offer you our best price, which means you could save money.

See if you could save money today with Insure4Retirement car insurance.

“Protect your home and car with an over 50s insurance specialist you can trust”

Benefits of our over 50s Car Insurance

Key features

  • Optional protected no claims (if you have at least 4 years’ NCD) and no claims discounts up to 10 years
  • Uninsured driver cover should a third party hit your vehicle
  • Onward journey cover up to £300 if your vehicle is undriveable
  • Free courtesy car following an accident (applies to comprehensive cover only – for the duration of the repairs following an accident)
  • 24-hour accident helpline
  • All repairs carried out by our insurer approved centres, are guaranteed
  • Child seat replacement cover if damaged as part of an accident

Please read your policy information carefully.

Additional cover options

  • Excess Protection – Reimbursement for both your compulsory and voluntary excesses up to £300 in the event that no recovery can be made from a third party
  • Breakdown Cover – Choose from three levels of cover, including roadside assistance, nationwide recovery & European cover.
  • Replacement Vehicle – Provides car hire use for up to 21 continuous days in the event that your vehicle is rendered undriveable, or your car has been lost or stolen.
  • Motor Legal Expenses – Provides up to £100,000 towards legal fees, including pursuing uninsured losses, personal injury and additional expenses following a non-fault accident

Frequently Asked Questions

What factors will the insurer consider?

What factors will the insurer consider?

Our insurers consider the following factors when calculating your premium

  • The vehicle you wish to insure
  • What you use the vehicle for such as personal or for business
  • The annual mileage you do
  • Where is the vehicle is kept (especially overnight)
  • Who drives the vehicle and their driving history

Premiums between insurers can vary dramatically. Insure4retirement will search our limited panel of insurers to find you our best price.

I have protected no claims, will my premium change?

I have protected no claims, will my premium change?

Within certain parameters, a protected no claims means that you will retain your no claims discount even if you make a claim. However it doesn’t prevent the insurer from amending your premium due to other risk factors that they consider.

Can you provide an alternative to my current breakdown cover?

Can you provide an alternative to my breakdown cover?

We can provide optional extra motor breakdown cover which is provided by Axa Assistance (UK) from £59.00. There are three levels of cover available from Roadside Assistance to Full European Cover

Motor Policy documents

Please read the policy documents carefully, in particular exclusions, endorsements and limitations.

Our Underwriters

Logo image
Logo image
Logo image