Am I required to declare all of my valuable items such as jewellery or electronics?

No. Our policyholders are only required to declare items that are worth more than £1,500 and are defined as ‘valuable’. Items we consider to be ‘valuable’ are as follows:

  • Clocks
  • Antiques
  • Stamp collections, coins and medals
  • Pictures, sculptures and other works of art
  • Gold, silver and other precious metals and stones

Please note that our insurer may require proof of valuation for items worth over £1,500 in the form of a purchase receipt within the first few weeks of your policy. This is to ensure that any claims you make are not unnecessarily delayed or rejected.