Buildings Insurance

Insure4Retirement’s specialised over 50s insurance will cover your home against damage caused by:

• Storms, floods or weight of snow
• Subsidence, heave or landslips
• Water escape
• Theft, or attempted theft
• Fire, smoke or explosions
• Lightning or earthquakes
• Riots and vandalism

In addition, we can provide up to £40,000 to cover rent or alternative accommodation if you cannot live in your home whilst any repairs are being carried out. You are also covered up to £2,000,000 property owner’s liability insurance and protection for outbuildings.

Our insurance excesses start from £75. For escape of water claims excesses start at £250 and for subsidence claims excesses start at £1,000 .

With accidental damage insurance your home can be covered for loss or damage caused by accident to the following:

• Fixed glass; windows and patio doors and solar panels
• Cables
• Underground pipes
• Drains and inspection covers
• Bathroom fixtures and fittings
• Fixed stair lifts in your home

You can increase this cover to Full Accidental Damage to cover other mishaps such as putting your foot through the loft ceiling or burning a kitchen work surface with a hot pan.