Over 50s Buildings Insurance

Protecting what's precious

For homeowners over 50, buildings insurance is more than just financial security – it’s having the peace of mind and trust that should the worst happen, your home is safe, secure and well-looked after. That’s why our buildings insurance covers you up to £1,000,000*.

As Insure4Retirement provides dedicated insurance for over 50s, we can offer competitive insurance premiums. Get a quote from Insure4Retirement today to see if we could save you money.

What’s does our Buildings Insurance cover?

Insure4Retirement’s specialised over 50s insurance will cover your home against damage caused by:

  • Storms, floods or weight of snow
  • Subsidence, heave or landslips
  • Water escape
  • Theft, or attempted theft
  • Fire, smoke or explosions
  • Lightning or earthquakes
  • Riots and vandalism

In addition, we can provide up to £40,000 to cover rent or alternative accommodation if you cannot live in your home whilst any repairs are being carried out. You are also covered up to £2,000,000 property owner’s liability insurance and protection for outbuildings.

Our insurance excesses start from £75. For escape of water claims excesses start at £250 and for subsidence claims excesses start at £1,000 .

Accidental Damage Insurance

With accidental damage insurance your home can be covered for loss or damage caused by accident to the following:

  • Fixed glass; windows and patio doors and solar panels
  • Cables
  • Underground pipes
  • Drains and inspection covers
  • Bathroom fixtures and fittings
  • Fixed stair lifts in your home

You can increase this cover to Full Accidental Damage to cover other mishaps such as putting your foot through the loft ceiling or burning a kitchen work surface with a hot pan.

Why Choose Insure4retirement?

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