Over 50s Contents Insurance

Protecting what's precious

Are you over 50 and looking for a new home and contents insurance provider? If so, take a minute to think how much money you could save by choosing a provider that specialises in over 50s contents insurance. Get a quote from Insure4Retirement today to see if we can offer you a lower premium for your home insurance.

Insure4Retirement’s contents insurance will cover your home against damage caused by water, fire, flood, storm, vandalism, riot, impact, theft and subsidence.

Additionally, with Insure4Retirement you can receive Accidental Damage Insurance which covers accidental breakage for certain items and provides brand new replacements of damaged items, no matter how old they were.

Our over 50s contents insurance policies also cover your legal liability to pay damages and costs to others – up to £2,000,000. For more information on what’s covered, please read our home insurance policy book.

What does our Contents Insurance Cover?

  • £100,000 worth of cover for the contents of your home*
  • £10,000 to cover rent or alternative accommodation if you cannot live in your home whilst repairs are being carried out
  • 10% of your contents sum insured for loss or damage to contents left in an outbuilding
  • £500 to cover your items left in the open, such as garden furniture
  • £1,000 for the accidental loss of metered water or oil in your domestic heating system
  • £2,500 for loss of downloaded electronic data
  • £2,500 in the event of loss or damage to the deeds of your property or other legal documents
  • £500 worth of money, in the event of loss


Over 50s Contents Insurance optional add-ons

Should you want cover for every eventuality and customise your contents insurance policy, Insure4Retirement also offer a range of insurance add-ons applicable to your needs and lifestyle. Check your policy schedule to see if you have any of the below already included in your policy, or give us a call to discuss your requirements:

  • Home Emergency* – which provides a 24-hour emergency helpline and engineer service for home emergencies
  • Personal legal protection – which provides up to £50,000 to help you and family members deal with legal matters
  • Garden secure cover – which covers your garden and fences in the event of damage
  • Key Cover – which protects house, office, garage and car keys up to £1,000

Why Choose Insure4Retirement

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