Website Terms and Conditions
Amendments to website terms and conditions
Governing Law and jurisdiction
Messages sent over the internet cannot be guaranteed to be completely secure and may be subject to possible interception by third parties. For these reasons, please do not use email to send us communications that contain confidential information. We are not responsible for any messages sent over the internet and will not be liable to you or anyone else for any loss suffered in connection with any message sent over the internet. Information provided by you You should check carefully that the details, which you have entered prior to purchasing insurance or making a claim, are true, fair and not misleading. Inclusion of any incorrect details or omission of any relevant details may prejudice any claim. By applying for an insurance policy or making a claim, you accept sole responsibility for the accuracy of the information provided.
Telephone calls will be monitored or recorded in order to comply with record keeping requirements, to ensure a consistent quality of service.
Website access and availability
The Website, and the information and services provided on or through the Website, are directed at those who can access the Website from the United Kingdom and are intended for use solely by residents of United Kingdom who are 18 years of age or older. Any online services and information we provide to you at your request will be in respect of insurance policies, which are subject to English law. You must not use the Website or its content in countries where you are restricted or prohibited from doing so by local laws, regulations, codes and/or customs. The Website is provided on an “as is” and “as available” basis and, whilst we have taken care in the preparation of the Website, we do not warrant that you will always have access to the Website (in whole or in part) or that access to the Website will be uninterrupted or error-free at all times. In addition, we do not warrant that your use of the Website or any material downloaded from it will not cause damage to any property, including, but not limited to, loss of data or computer virus infection.
Accuracy of information
Whilst we have taken all reasonable steps to ensure that the information published on the Website is accurate and up to date, we give no warranty and make no representation regarding the reliability, accuracy and completeness of the information on the Website and we accept no liability for any errors or omissions or negligence committed by you. Certain information on the Website is provided by third parties and you acknowledge and agree that neither we nor our suppliers have any control over the accuracy or completeness of such third party information.
Copyright and use of website
You acknowledge that the copyright in the Website and its entire content (including, but not limited to, design, graphical, auditory and text arrangements, database rights and other intellectual property rights) belongs to Insure4Retirement or their related, affiliated or subsidiary companies. You may only use the Website for your own private non-professional use and not for commercial purposes. You may display, retrieve, print, copy or download the content of the Website in whole or in part for your personal use only. You may not otherwise transfer, copy, distribute, upload, transmit, modify, publish or reproduce the content of the Website in whole or in part in any material form without prior written consent from Insure4Retirement or their related, affiliated or subsidiary companies. Entry to, or interference with, the Website, with intent to corrupt, damage or deny service from the Website, or for any other commercial benefit, shall be taken seriously and we shall take such action as is necessary to protect the Website from any such activities in order to protect our intellectual property rights.
The name[s] Insurance Dialogue Limited and any other images, logos, icons and trademarks of Insurance Dialogue Limited or other members of the AJG UK group featured on the Website are the proprietary marks of Insurance Dialogue Limited or other members of the AJG UK group of companies. The names, images, logos and icons of third party companies, products or services featured on the Website are or may be the trademarks of their respective owners.
Use of your personal information
Limitation of liability
External links to and from the website
Insure4Retirement is a trading name of Insurance Dialogue Limited. Insurance Dialogue Limited is an appointed representative of Arthur J. Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered office: Spectrum Building 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number SC108909. Both are members of the Arthur J. Gallagher group. insure4retirement.co.uk
Insurance Dialogue Limited is controlled by Arthur J. Gallagher Holdings (UK) Limited in the UK, which is a wholly-owned subsidiary of a US parent. Consequently, Insurance Dialogue Limited is subject to certain US, EU, UN and UK sanctions laws, regulations and restrictions which may prohibit them from placing or arranging cover for certain individuals or entities, and types of activities in or connected with certain countries and territories.
Terms and conditions